Find the hidden leaks in your bank statement.
SubScan performs a clinical autopsy on your recurring charges. We detect price hikes, identify forgotten trials, and terminate unwanted spend.
Secure data sync
Connect via Plaid. We pull 12 months of ledger history with bank-level 256-bit encryption. Read-only access — we never see your password.
Forensic detection
Our algorithm groups merchant name variants, identifies recurrence intervals, and flags trial-to-paid conversions before they hit.
AI negotiation
One click to delegate cancellation or negotiation to our AI agents. We draft the email, handle the retention pitch, log the outcome.
We speak the language of retention agents.
Don't wait on hold. Our AI drafts firm, legally-compliant cancellation requests and negotiates lower rates based on your specific usage profile and competitor offers.
- Automated email triage and response handling
- Price matching across competitor services
- Outbound voice agent for retention lines (beta)
- Outcome tracking: requested → in progress → cancelled
Transparent analysis pricing
Average Analyst recovers $420 in their first 30 days.
- Connect 1 bank account
- Manual cancellation guides
- Basic recurrence detection
- Price hike alerts
- AI negotiation
- Unlimited accounts
- AI-drafted negotiations
- Real-time price hike alerts
- Trial-to-paid trap warnings
- Full service cancellation
- Voice agent mediation
- Dedicated negotiation queue
- Guaranteed lowest rates
Frequently audited questions
Is it safe to connect my bank?+
SubScan uses Plaid for read-only access. We never store your bank credentials, and all data is encrypted with 256-bit AES at rest and in transit.
How do you detect a subscription?+
We group transactions by cleaned merchant name, then evaluate interval regularity (±3 day tolerance) and amount consistency to assign a confidence score.
What if SubScan can't cancel something?+
Free and Analyst tiers fall back to a step-by-step guide with direct cancellation links and pre-drafted emails. Executive tier handles it for you end-to-end.
Can I cancel SubScan itself?+
Of course. One click in settings. We'd find ourselves in our own database otherwise.